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The housing market is showing growing signs of strain. Mortgage and Treasury rates are near Great Financial Crisis-era levels, affordability is crushing demand, and there are now roughly 51% more home sellers than buyers. Builders are cutting prices and relying on incentives while housing starts weaken.
Consumer stress is also rising: mortgage debt-to-income ratios have reached a record 39.6%, credit-card delinquencies are near GFC levels, FHA delinquencies are climbing, and foreclosure starts are up 39.69% year over year. Combined with weak employment revisions and a widening generational wealth gap, the presentation argues that housing-market distress is beginning to surface—and asks what could happen over the next six months.
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**Disclaimer**: This video reflects my personal opinions based on my experience and research. It should not be taken as financial, legal, or real estate advice. Always do your own due diligence and consult qualified professionals before making decisions.